SpendSync makes splitting trip costs with friends effortless — log expenses on the go, simplify who owes what, and settle up via UPI in one tap. No awkward chasing required.
Group trip
🏖️ Goa Trip 2025
Total spent
₹24,600
Arjun
Priya
Rahul
Sneha
Hotel Stay
Paid by Arjun
Cab / Auto
Paid by Priya
Dinner & Food
Paid by Rahul
Scuba Diving
Paid by Sneha
₹6,150 per person · SpendSync calculates who owes whom
How it works
Four simple steps and your trip finances are handled — before the airport cab even arrives.
Name your trip, add friends by phone number or link. Everyone's in — no app store download needed.
Paid for the hotel? Log it in seconds. Add the amount, who paid, and what it was for. Done.
Our algorithm collapses complex IOUs into the minimum number of payments. 8 transactions become 2.
Hit settle, send via UPI, done. No spreadsheets, no awkward 'hey you still owe me' texts.
Debt simplification
After a trip with 4 people and 10+ expenses, you could end up with a tangled web of debts. SpendSync's algorithm automatically minimises the number of payments needed — so settling up is quick, clean, and drama-free.
Simplified settlement — Goa Trip 2025
owes
Priya
₹3,200
to
Arjun
Hotel + scuba share
Settle via UPI →owes
Rahul
₹1,800
to
Arjun
Hotel share after dinner offset
Settle via UPI →owes
Sneha
₹950
to
Priya
Cab reimbursement
Settle via UPI →10 expenses → 3 settlements. Everyone's square. ✅
SpendSync figures out the math so you don't have to.
FAQs
🏖️
Stop chasing friends for money after every trip. SpendSync keeps track so you can focus on the adventure — not the accounting.
Free forever · No bank login · Works on all devices
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