Not a grand vision. Not a pivot from something else. Just a moment of staring at a bank balance and thinking — wait, where did it all go?
Salary hits. Life is good for about a week. Then slowly, quietly, the balance starts shrinking. Zomato here. An Amazon impulse there. Subscriptions auto-renewing from services you forgot you signed up for.
By the 20th, you're staring at your phone — where did it go? Not in a dramatic way. Just confused, slightly defeated.
So you try the notebook. You write every expense for four days. You feel responsible. Then you miss one entry. Then two. The notebook has a wrong total and you don't know which line to fix. You abandon it. Same problem next month.
Every app that promised to fix this needed your bank login — which felt wrong — or was so complex it needed its own tutorial. Neither felt right for someone who just wanted to know: where is my money actually going?
April spending
₹38,420
Budget
₹45,000
🏖️ Goa Trip — June
6 people · 4 days
Hotel — Zostel Panjim
Paid by Vandit
Breakfast at German Bakery
Paid by Rohan
Beach scooter rentals
Paid by Priya
Lunch — Thalassa
Paid by Ankit
Free plan limit reached
You've used 3 of 3 free transactions. Upgrade to continue.
A group trip was being planned. Six people, three opinions on hotels, zero agreement on budget. The splitting? Easy — that's what Splitwise was for.
Three transactions in, the app hit us with a paywall. Not for analytics. Not for exports. Just to keep adding transactions — the entire point of the app.
Now we're mid-trip. Hotel's been paid. Breakfast is logged. Scooters are rented. And the tool we were using to track all of it just decided we'd used it enough for free.
The conversation shifted from “who owes whom for the hotel” to “should we pay for Splitwise.” A genuinely miserable thing to debate on day two of a trip.
That was the moment. Build something that doesn't do this.
Vandit Shah. One person. A developer who ran into both of these problems in the same year and got tired of waiting for someone else to fix them.
No co-founders with complementary skill sets. No pitch deck. No “disrupting the fintech space.” Just someone who needed a tool, had the skills to build it, and decided that was enough reason to start.
The first version was rough. But it worked — bills got split, balances got tracked, and the 20th stopped being so confusing.
Vandit still uses SpendSync every week. For his own budget. For splitting with friends. It's not a side project uploaded and forgotten — it gets opened, used, and improved because the person who built it still needs it.
Vandit Shah
Founder · Designer · Developer
Built SpendSync end-to-end — design, code, infra
Uses it every week for personal budgeting
Uses it to split bills with friends
Reads every support email personally
“The best version of this tool is one where you open it, log the thing, close it — and actually feel better.”
Vandit Shah — Founder, SpendSync
If SpendSync helped, if something's broken, or if you have a feature you'd genuinely use — reach out. One person reads all of it.